Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Does My Homeowners Insurance Policy Cover Against Animal Damage?Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...
You Or Your Car: Who Is Insured?
Posted: July 15, 2016
You Or Your Car: Who Is Insured?Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what is actually covered. So if you get in an accident while driving another person's car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically the liability coverage follows...
Light The Sky, Not Your House This July 4th
Posted: June 30, 2016
Light The Sky, Not Your House This July 4thHamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...
Summer Driving Safety Tips
Posted: June 15, 2016
Summer Driving Safety TipsAh, summertime – road trips, family vacations, and… teen drivers. If you have a teen driver in the family, he or she is going to want to drive more than during school days. Keeping everyone safe becomes more of a concern during the summer months. There are thousands of younger drivers on the road, many of whom don't have extensive driving experience, thereby increasing the...
Sharing A Business Space? Know The Risks
Posted: June 2, 2016
Sharing A Business Space? Know The RisksSharing a business space reduces costs, but there may be hidden financial risks. If you are planning to share a space with another professional or business, it's important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you co-work with another professional in your industry or related enterprise. Sharing the costs of overhead can be...