- Your Association Insurance Plan
- How associations & members benefit
- Frequently Asked Questions
- What associations say about the plan
- The Leadership Team
- Working with Wieczorek
- Contact us to learn more
Your Association Insurance Plan...
Your association insurance plan offers unique benefits for qualified associations and their members.
Along with property and casualty insurance cost savings for members, the endorsed plan creates a non-dues revenue stream for participating associations.
Members like the plan because their individual coverage is through an insurance agent in their community.
Best of all, the Sponsoring Insurance Agency is responsible for managing the plan, not the association.
How your association benefits
- A non-dues revenue stream
- An effective tool for member retention
- A way to attract new members
How your members benefit
- Group purchasing power means greater pricing stability
- Our unique structure provides consistent and significant dividends for members
- Proactive and effective safety and loss control services
- With the Plan's Local Agent Link™, local insurance agents sell and service the policies
- The Plan's Program Coordinator serves as the members' advocate with the insurance company
FAQs
Q. "How much work is required from
the association?"
A. Most association staffs are already overworked. This is
why the Sponsoring Agency is responsible for the plan, working in collaboration
with the association executive.
Q. "Can I stay with my current insurance
agent?"
A. Yes, as long as your current agent is licensed by the endorsed
company.
Q. "Is this the same as self-insurance?"
A. No. Although this is a group program, participating members
are insured individually and have their own policy. You have all the
benefits of a group without the liability of a "self-insurance" group,
i.e., premium surcharges and joint and several liability.
Q. "Can all members participate in the
plan?"
A. While not mandatory, all members are eligible. Those wanting
to participate must meet basic qualifying criteria acceptable to the
insurance company. Since the amount of the dividends depends on lower
loss ratios, the insurance company looks for participants with good
business practices.
Q. "What is the name of the endorsed
insurance company?"
A. Because of its history and track record of working with
associations, Wieczorek Insurance has long-term relationships with
highly-rated insurance companies (A or better) that are willing to
make commitments to this three-party agreement (association, member
and Sponsoring Agency). Wieczorek's expertise allows it to select an
insurance company that is the right fit and delivers the best products
and services for the association and its members.
Testimonials
Our Sponsoring Agency, Wieczorek Insurance, is a true association partner. They understand our customers and never lose sight of that essential responsibility.
Because they take a long-term approach and manage the plan strategically, insurance rate swings are minimized, which is important for member satisfaction. The excellent dividend program builds significant member loyalty.
We have had the plan since 2001 and it is our best membership retention tool.
Northeastern Retail Lumber Association
As the Sponsoring Agency, Wieczorek Insurance, understands the insurance needs of trade associations and their members and was instrumental in creating a unique insurance product for our association. They recognized the importance of consolidating our members' premium to enhance purchasing power, as well as other incentives.
Since our members are small to mid-sized businesses, they are looking for every possible economic advantage, which is why they find our insurance plan so valuable.
We have had a longstanding relationship with Wieczorek Insurance and look forward to working with them for many years to come.
New Hampshire Motor Transport Association
The Leadership Team
Robert J. Wieczorek, CIC President Wieczorek Insurance
With offices in Manchester and Keene, NH, The Wieczorek Insurance
Agency was founded in 1964 and has earned a reputation as a highly
professional and innovative insurance organization.
In 1995, agency president Robert Wieczorek became an innovator and
leader in the field of endorsed insurance programs for associations.
He recognized the cost-saving benefits of group insurance, along
with individual policies and service delivered by local independent
insurance agents. To make sure the program continues to grow and
is responsive to both associations and their members, it should be
overseen by a Sponsoring Insurance Agency.
Working with Wieczorek
Why is it in your association's best interest to partner with Wieczorek Insurance as the Sponsoring Agency for your insurance program?
1. Wieczorek Insurance is the leader. Robert Wieczorek, president of Wieczorek Insurance, developed the concept of an association endorsed insurance plan in 1995 that uses a member’s local insurance agent to sell and service the policy. Members want to do business in their community, not with an impersonal organization via an 800 number. Having a local agent when a loss occurs, for example, can make a world of difference!
2. Wieczorek manages the plan. Through Steven Labbe, the Program Coordinator, Wieczorek is responsible to your association. Wieczorek coordinates the plan with the association and the insurance company to make sure we deliver exactly what you expect.
3. Wieczorek represents a broad range of insurance companies. Every association is unique and that requires matching it with the right insurance company. Because of its long-standing relationships and experience, Wieczorek will facilitate a partnership with the insurance company that best fits your association’s requirements.
4. Because of its experience as a Sponsoring
Agency, Wieczorek, knows how to keep a program successful. Wieczorek
recognizes that a large percentage of available programs have a high
failure rate industry wide. Wieczorek has a unique plan that assures
success and the track record to prove it.
Our work begins when you enroll in the plan. That’s when our
continuing support proves its value to your association. We resolve
issues quickly and provide a level of service that reflects well on
your association so participating members are satisfied and others
want to be part of the plan.